As the hurricanes start to form, you may want to take the time and lower your insurance deductible. Per named storms, your deductible is higher. It may cost more but if you get any damage at least you won’t have a deductible over $20,000. It is either 3, 5, 10, 20% of your homes appraisal value; it can get costly. Insurance agencies differ on policies. Call today and found out the details on yours.